1 Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts from $250–$6,000 and are offered both pre–IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. Pre-acknowledgment loans of $3,000 or less currently have an Annual Percentage Rate (APR) of 16%, and such loans of greater than $3,000 have an APR of 45%. Post-acknowledgment loans of $250–$500 currently have an APR of 0%, and such loans of $501–$3,000 have an APR of 16%, and such loans above $3,000 have an APR of 45%. For example, for a post-acknowledgment loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,026.30 including principal and interest. Covered military borrowers will have a military APR of up to 35.95% for loans of $3,001-$6,000. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice.
2 Pre-ACK Fast Cash Advance available Jan. 2. In-season Fast Cash Advance available first day of filing.
3 Based on cost for post-acknowledgment refund advance. Incentive paid as long as IRS tax refund is loaded on to the Walmart Money Card®. IRS tax refund deposit must be received by 5/31/20. $39.95 incentive paid by 6/30/20 for taxpayers with Fast Cash Advance and IRS-funded Refund Transfer loaded onto a Walmart MoneyCard. If enrolled through a service bureau, please check with bureau associate for details on incentive payment. Must be enrolled in the standard Refund Transfer program to qualify for standard pricing; all discount programs offered through TPG are subject to other pricing.
4 No fee to taxpayer for Post-ACK loans up to $500. Post-ACK Fast Cash Advance loans approved upon IRS acknowledgment.
5 Cash Back is credited to the card balance at the end of the Reward Year and is subject to successful activation and other eligibility requirements. Up to $75 per year. The Walmart MoneyCard is subject to successful activation. Additional fees may apply. See Cardholder Agreement or visit WalmartMoneyCard.com for complete details. The Mastercard Card is issued by Green Dot Bank, member FDIC, pursuant to a license from Mastercard International Inc. Green Dot Bank also operates as GoBank and Bonneville Bank. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are aggregated for deposit insurance.
The “Spark” design , and Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc.
6 Subject to deposit verification and your payment provider’s process and timing. Timing depends on deposit verification and when we get notice from employer or benefits provider, and may vary from pay period to pay period.
7 Carrier message and data rates apply.